Today, over 80 governments around the world (representing 90% of global GDP) are exploring or experimenting with central bank digital currencies (CBDCs).
As of July 2021, only five countries have launched CBDCs. They’re all Caribbean island nations: the Bahamas, Saint Kitts and Nevis, Antigua and Barbuda, Saint Lucia, and Grenada.
Out of all major economies, China has advanced the furthest towards a fully-fledged CBDC with its digital yuan, also known as the e-RMB or the Digital Currency, Electronic Payment (DCEP).
Here we explain what the digital yuan is all about, and how it differs from, and compares to, the original cryptocurrency: Bitcoin.
What is the digital yuan?
CBDCs are state-run digital currencies. In the case of China, its CBDC would be a digital version of its currency, the Chinese renminbi (hence, e-RMB). CBDCs are similar to stablecoins, which are pegged at a 1:1 ratio with a particular fiat currency.
So the digital yuan is really nothing more than the digital equival
Źródło: https://decrypt.co/77464/chinas-digital-yuan-vs-bitcoin
