In this article, we will explore three must-have utility tokens for 2023 that have captured the attention of the crypto community: Collateral Network (COLT), Quant (QNT), and Decentraland (MANA). Collateral Network (COLT) is also grabbing headlines as it enters its presale phase ahead of forecasted 3500% returns, promising to be another game-changer in the crypto space. 
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Collateral Network (COLT)
In a world where traditional lending systems are bogged down by a lack of transparency and sluggish processes, Collateral Network (COLT) emerges as a game-changer.
Collateral Network’s (COLT) advantage as a peer-to-peer crowdlending platform lies in its use of fractionalized NFTs to represent physical assets as collateral. For example, a borrower can submit fine art, luxury watches, real estate, cars, and more. Collateral Network (COLT) then mints these assets into NFTs, which are fractionalized and sold to lenders on the network.
Lenders fund the loan vi

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